Deposits, payment schedules and the gateways that work in the UAE, Saudi Arabia, Kuwait and Qatar.
See how Delivvo handles itGetting paid in the Gulf
Saudi Arabia's new Social Insurance Law took effect on 3 July 2024 and its contribution rates keep rising until 2028. This post explains who it covers, what is and is not confirmed for the self-employed, how e-invoicing and withholding tax fit alongside it, and what to do next.
8 min read
Getting paid in the Gulf
Monthly profit figures hide the cash gaps that hurt small service businesses. This guide explains the 13-week cash flow forecast, the rows you need, a worked example, the Friday update routine, and what to do when the forecast shows a dip.
9 min read
Getting paid in the Gulf
The UAE is replacing emailed PDF invoices with structured e-invoices sent through accredited providers. This post sets out the dates, who is in scope, the penalties, and what a small business or freelancer billing UAE clients should do now.
8 min read
Quotes and proposals
When you work for yourself in the US, nobody withholds tax from your client payments, so you pay the IRS in instalments. This guide covers who has to pay, the 2026 due dates, how much to pay to avoid a penalty, a worked example, and the first-year trap.
9 min read
Contracts
Deel, Remote and Rippling are written up for the companies that hire. This post covers what each one means for the contractor being paid through it: who pays the platform fee, what a withdrawal costs, and what to check before the first payout.
8 min read
Contracts
A chargeback lets a customer's bank pull money back out of your account weeks after a job is done. This post explains how disputes work, what they cost, how to prevent them, and how to answer one with evidence you can submit once, before the deadline.
8 min read
Getting paid in the Gulf
Getting paid across borders still costs about twice the G20 target. This post shows where the money leaks (exchange margin, intermediary banks and card fees), why reform stalled, and the choices a small business controls to keep more of each invoice.
8 min read
Getting paid in the Gulf
The EU is retiring the PDF invoice for business-to-business trade. This post lays out the ViDA timeline country by country, who is actually obliged, what a structured e-invoice is, and what a small business billing EU clients should do in 2026.
8 min read
Contracts
In March 2026 the UK government set out plans for a hard 60-day cap on business payment terms, firmer statutory interest and reporting for large late payers. This post separates the plans from the rules that already apply, and shows what a small UK business should put on its invoices and contracts today.
7 min read
Getting paid in the Gulf
AP2 is Google's open protocol for payments started by AI agents. This post explains what it does, how it relates to Stripe, Visa and Mastercard's agent tools, and what a small service business can do now: fixed prices, a real checkout and structured data.
7 min read
Getting paid in the Gulf
Stripe announced a long list of products at Sessions 2026. This post picks out the five that change how a small service business gets paid: instant Treasury transfers, Checkout Studio, agent payments in Link, digital asset accounts and new regional methods. It also explains what to do with them if your clients already pay you through Stripe.
8 min read
Getting paid in the Gulf
A merchant of record sells your product in its own name and handles tax, chargebacks and refunds for a fee. This post compares Polar, LemonSqueezy and Paddle on their published pricing, works through a $150,000 example and says when a merchant of record is not what you need.
8 min read
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Guides for service businesses, from the first inquiry to the final payment. Written by the team behind Delivvo.
