Deposits, payment schedules, invoices and the processors that get you paid.
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A late fee only works if the clause is specific, the invoice repeats it and you apply it the same way every time. This guide gives sample wording, explains what UK and EU law already gives you, and sets out when to charge the fee and when to waive it.
By The Delivvo team9 min read
Getting paid
8 min read
Leads and follow-up
7 min read
Contracts
8 min read
Quotes and proposals
7 min read
Getting paid
The first invoice feels bigger than it is. This post lists what every invoice needs, how to set the due date and payment terms, why a signed agreement should sit behind it, and how to turn the first one into a template you reuse.
8 min read
Getting paid
Stripe Invoicing and Square Invoices both get an invoice paid by card or bank transfer, but they price it differently. This post lays out the fees from each company's own pages, shows the stacked fee on a Stripe invoice, and explains when each one fits.
8 min read
Getting paid
Most late payments start with the invoice, not the client. This post goes through seven common mistakes, from a missing due date to no way to pay online, and shows what to change so the money arrives sooner.
8 min read
Getting paid
Wave, Zoho Invoice and Invoice Ninja all send invoices for $0, but each charges you somewhere else. This post compares the caps, the card fees and the branding limits using each vendor's own pricing page, then shows where an all-in-one client tool fits.
8 min read
Getting paid
Offer at least two ways to pay: a card or wallet option for speed and a bank option for large invoices. This post compares what each method costs in 2026, how to steer clients toward the cheaper one, and how to set it up so you keep more of each invoice.
8 min read
Getting paid
Late-paying clients are a near-universal problem for small businesses, and a late fee is one of the few tools that changes behavior. This 2026 guide covers what the law allows in the US, UK, and EU, how much to charge, and how to word a late fee so it works.
9 min read
Getting paid
Taking a card in person no longer needs a terminal. This post compares Square, Stripe and SumUp on in-person rates, hardware and payouts, says which suits an occasional seller or a full point of sale, and covers what to use for work that is paid by invoice.
8 min read
Getting paid
You can owe US sales tax on digital products, but only after you pass a state's economic nexus threshold and only where that state taxes your kind of product. This post explains the thresholds, which sales a marketplace covers, and what to do when you sell from your own site.
8 min read
Getting paid
Gumroad, Payhip and Ko-fi all sell downloads, but they charge in different ways and split tax duties differently. This comparison uses each platform's published fees, works out the break-even points, and says which one fits which kind of seller.
8 min read
Getting paid
Wise, Payoneer and Deel all move money across borders, but they charge in different places. This post compares receiving, conversion and withdrawal fees from each company's own pages, runs one worked example on real income, and says which one fits which kind of client.
8 min read
Getting paid
PayPal can hold a payment for up to 21 days, set aside a rolling reserve, or limit your account. This post explains what triggers each one, how to lower the odds, how to release a hold, and how to keep one processor from controlling your cash flow.
8 min read
Leads and follow-up
When a client asks for their money back, the first reply decides whether it ends calmly or in a bank dispute. This post covers how to read the reason behind the request, what your contract should already say, when a refund is cheaper than a fight, and how to prevent the next one.
8 min read
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