Deposits, payment schedules, invoices and the processors that get you paid.
See how Delivvo handles itGetting paid
Payment terms decide when a client has to pay, how much is due before you start, and what happens when they pay late. This guide explains net 30, net 15, deposits, milestones and late fees, with real data on what gets invoices paid sooner.
8 min read
Contracts
Freelance Isn't Free laws make a written contract and a payment date the baseline for independent work in several US places. This post shows what the laws require, who they cover (it is not only people who live there), how enforcement works, and what to put in your contract.
9 min read
Quotes and proposals
Waiting on a client invoice is an interest-free loan from you to them. This post compares four ways to shorten the wait (deposits, early payment discounts, invoice finance and choosing better payers), with the math on a real project.
9 min read
Getting paid
The worst outcome for an invoice is not late payment but payment into an account that is not yours. This post explains how the scam runs, what the latest FBI data says about speed and recovery, what Europe and the UK now check, and six changes that reduce your risk.
9 min read
Contracts
A chargeback is not a refund. The client's bank reverses the payment and charges you a fee, and you usually have 7 to 21 days to respond with evidence. This guide covers the timeline, the real cost, why most disputes are winnable and what evidence moves a bank.
7 min read
Getting paid
Which payment rail you use matters more than which country the client is in. This post sorts payment gateways by availability, adds up the fees that stack on cross-border payments, and shows how to cut conversions.
8 min read
Leads and follow-up
AI has made a passable first version of most deliverables cheap. This post looks at what clients still pay a service business for, why thin AI output costs trust, and which parts of the client experience you can fix in a week.
8 min read
Leads and follow-up
The admin tax is the unbilled time you spend on proposals, contracts, files, status replies and chasing payment. This post puts numbers on it from recent surveys, shows where most of it comes from, and lays out how to take the hours back.
9 min read
Getting paid
When a client pays online, a third party almost always holds the money before you can spend it. This post covers marketplace holds, processor delays and reserves, what commissions add, and how taking payment through your own gateway changes who you deal with.
8 min read
Getting paid
India's Income-tax Act 2025 takes over from the 1961 Act on 1 April 2026. For most solo professionals the vocabulary and section numbers change more than the maths. This post covers the new tax year term, what carries over, the presumptive scheme for professionals, and how to prepare your records.
8 min read
Getting paid
The reporting threshold for Form 1099-NEC went from $600 to $2,000 for payments made in 2026. This post explains who still sends a form, how it differs from the 1099-K, and how to keep your own income record when fewer forms arrive.
8 min read
Getting paid
Invoicing software looks cheap until you add card fees, client caps and missing features. This post compares Wave, Zoho Invoice, Invoice Ninja, FreshBooks, QuickBooks-style suites and all-in-one options, with dated prices and the processing fees most people never add up.
9 min read
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