Deposits, payment schedules, invoices and the processors that get you paid.
See how Delivvo handles itGetting paid
Wise, Revolut Business and Mercury all promise multi-currency accounts, but their fees and eligibility differ. This post compares the published prices, runs a $5,000 example and sets out who should pick which.
8 min read
Getting paid
US clients often withhold 30% from a foreign contractor who sends no tax form. This post explains when that happens, how a W-8BEN and a tax treaty change it, which payment rail costs the least, and which contract terms keep the paperwork from stalling a payment.
8 min read
Contracts
Late payment is the normal state of small business, not a freak event. This playbook gives you the chase schedule, the contract clauses, the UK interest and recovery rules and the point where you stop emailing and escalate.
8 min read
Leads and follow-up
Retainer, project and hybrid pricing each fix one problem and create another. This post compares them with recent agency data, shows where retainers and projects leak margin, and explains how a hybrid setup works for studios, agencies and consultants.
9 min read
Getting paid
The One Big Beautiful Bill Act restored the old 1099-K threshold of 20,000 dollars and 200 transactions, retroactive to 2022. This post explains what changed, what you still owe without a form, how to reconcile the forms you do get, and how to keep records that do not depend on any of it.
8 min read
Getting paid
A plain reference for the self-employed and small business owners on self-employment tax in the US, National Insurance and Self Assessment in the UK, retirement limits, quarterly payments, and the records every country asks for. Figures come from the IRS, SSA and GOV.UK.
7 min read
Getting paid
A $3,000 invoice from a client in another country costs very different amounts depending on how it is paid. This post runs the numbers on Stripe, PayPal and Wise using their published fee pages, and says when each one is the right pick.
8 min read
Leads and follow-up
Most late payments are admin slips, not fraud, and a fixed schedule of reminders clears them without ruining the relationship. This post gives you five emails to copy, the late-fee math, the legal limits that matter in the US and UK, and what to do when the money still does not arrive.
10 min read
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