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Getting paid

Deposits, payment schedules, invoices and the processors that get you paid.

See how Delivvo handles it
  • Leads and follow-up

    Client intake questionnaire template (20 questions)

    A client intake questionnaire gets the goal, budget, deadline, decision-maker and limits on paper before you price anything. This post gives you 20 questions in five sections, explains what each one protects you from, and shows how to turn the answers into a quote.

    9 min read

  • Getting paid

    How creators get paid in 2026: platforms, brands, payouts

    The creator economy is large, but most creators earn little from it. This post sizes the market with sourced figures, explains platform, brand and direct income, and compares the payment rails by timing and fees. It ends with how to collect on service work without a middleman.

    7 min read

  • Getting paid

    Payment links vs invoices: which gets paid faster in 2026

    A payment link and an invoice both ask for money, but they suit different moments. This post compares speed, paperwork, fees and what each one is worth when a payment is questioned, and shows how to pair them so you get paid sooner.

    8 min read

  • Getting paid

    How to reduce failed payments and card declines on invoices

    A client clicks pay and the payment fails. This post explains why card declines happen on invoices, which fixes recover the most money, how to handle retainers on saved cards and what a good retry path looks like.

    8 min read

  • Quotes and proposals

    Recurring payments for service businesses: 2026 setup guide

    Recurring invoicing and automatic card charging are different things, and each fits a different client. This guide shows how to choose, how to set it up with a gateway like Stripe, and how to handle failed payments without losing a month of work.

    8 min read

  • Quotes and proposals

    True cost of payment processing fees for small businesses

    The rate on a gateway's homepage is rarely what you pay. This post breaks the cost of getting paid into four layers, shows a worked example on a $3,000 international invoice using published fees from Stripe, PayPal and Wise, and lists the ways to cut the total.

    8 min read

  • Getting paid

    How to accept card payments without a company in 2026

    You often do not need a registered company to take card payments. Many gateways onboard individuals and sole traders with an ID and a bank account. This post covers what gates card acceptance, the options from lightest to heaviest, real fee numbers, chargebacks, and a four-step plan to start collecting.

    8 min read

  • Getting paid

    Stripe vs PayPal vs regional payment gateways in 2026

    Stripe, PayPal and the regional gateways each win in a different place. This post compares fees and coverage from their own pages, explains why the platform sitting between you and the gateway can cost more than the gateway, and gives a short way to choose.

    7 min read

  • Getting paid

    How to structure milestone payments for client projects

    Milestone payments keep the money you have received close to the work you have done. This post compares deposit-only, 50/50, milestone and net-30 schedules, gives three schedules you can copy, and shows how to write acceptance gates.

    8 min read

  • Quotes and proposals

    How to collect a deposit before you start a client project

    A deposit is the cheapest protection against unpaid work. This post covers how much to ask for, how to phrase the request, which clients should always pay one, and how to collect it without chasing anyone for bank details.

    7 min read

  • Getting paid

    What to include on an invoice so clients pay you faster

    Most late payments start with an invoice that leaves a question open: what is this for, when is it due, how do I pay it. This post lists the fields every invoice needs, the extra lines for VAT in the UK, EU and UAE, the payment terms that move money sooner, and a reminder schedule that doesn't feel awkward.

    8 min read

  • Quotes and proposals

    Multi-currency invoicing: which currency to bill in 2026

    The best invoice currency depends on where your client holds money, where your own costs sit and how long the invoice stays open. This post compares what card and wallet conversion costs against multi-currency accounts, and how instant payment rails in the US and euro area change the choice.

    8 min read

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