Bonsai charges per user and adds its own 1% fee on top of Stripe, and the client portal and invoicing only start at its $25 tier. Delivvo has a free plan, is one flat price with the portal included, and it takes 0% of your payments.
At a glance
Free plan
Starting price
Cut of each payment
| Delivvo | Bonsai | |
|---|---|---|
| Free plan | Free forever (3 clients) | Trial only, no free plan |
| Starting price | $15/mo flat | $25/user/mo for portal + invoicing ($19 billed annually) |
| Cut of each payment | 0% platform fee | Bonsai's 1% platform fee on top of your gateway's 2.9% + 30¢ |
| Pricing model | Flat | Per user |
| Client portal | Included from $15 | From the $25 tier |
| Best for | Solo freelancers and small studios | Freelancers who want bookkeeping and tax in the same tool |
Bonsai pricing and fees as of 2026. Check Bonsai's site for the latest.
Bonsai has built-in accounting and tax tools that Delivvo doesn't. If you want invoicing and your bookkeeping or taxes living in one place, Bonsai covers more of your finances.
Yes. Delivvo has a free forever plan with 3 clients, a client portal, contracts, and invoices, where Bonsai is trial-only. Delivvo also takes 0% of your payments, while Bonsai adds a 1% platform fee on top of your gateway.
Yes, especially if Bonsai's per-user pricing and 1% payment fee bother you. Delivvo starts free, is one flat $15/mo with the client portal included, and it takes 0% of your payments.
For most solo freelancers, yes. Bonsai charges per user and its client portal and invoicing start at the $25 tier ($19 billed annually). Delivvo is a flat $15/mo with the portal included.
No. Bonsai adds its own 1% platform fee on top of your gateway's normal rate. Delivvo adds nothing. Clients pay you directly through your own gateway, so your processor's standard rate is the only cost.
Yes, setup takes minutes. One thing to plan for: Bonsai also does bookkeeping and taxes, which Delivvo doesn't, so keep a separate plan for those if you rely on them.
If you want invoicing and your bookkeeping or taxes living in one tool, Bonsai covers more of your finances than Delivvo does.