Bonsai charges per user and adds its own 1% fee on top of Stripe, and the client portal and invoicing only start at its $25 tier. Delivvo is one flat price with the portal included, and it takes 0% of your payments.
At a glance
Starting price
Cut of each payment
Pricing model
| Delivvo | Bonsai | |
|---|---|---|
| Starting price | $15/mo flat | $25/user/mo for portal + invoicing ($19 billed annually) |
| Cut of each payment | 0% platform fee | Bonsai's 1% platform fee on top of your gateway's 2.9% + 30¢ |
| Pricing model | Flat | Per user |
| Client portal | Included from $15 | From the $25 tier |
| Best for | Solo freelancers and small studios | Freelancers who want bookkeeping and tax in the same tool |
Bonsai pricing and fees as of 2026. Check Bonsai's site for the latest.
Bonsai has built-in accounting and tax tools that Delivvo doesn't. If you want invoicing and your bookkeeping or taxes living in one place, Bonsai covers more of your finances.
Yes, especially if Bonsai's per-user pricing and 1% payment fee bother you. Delivvo is one flat $15/mo with the client portal included, and it takes 0% of your payments.
For most solo freelancers, yes. Bonsai charges per user and its client portal and invoicing start at the $25 tier ($19 billed annually). Delivvo is a flat $15/mo with the portal included.
No. Bonsai adds its own 1% platform fee on top of your gateway's normal rate. Delivvo adds nothing. Clients pay you directly through your own gateway, so your processor's standard rate is the only cost.
Yes, setup takes minutes. One thing to plan for: Bonsai also does bookkeeping and taxes, which Delivvo doesn't, so keep a separate plan for those if you rely on them.
If you want invoicing and your bookkeeping or taxes living in one tool, Bonsai covers more of your finances than Delivvo does.
For most solo freelancers, Delivvo is the cheaper, simpler pick that doesn't skim 1% off every payment. Choose Bonsai if you specifically want its tax and accounting side.
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