Wave is great at one thing: free invoicing and accounting. But it has no client portal, no contracts or e-signatures, and Wave Payments routes your money through Wave, which can hold it. Delivvo is a branded client portal for delivering work, approvals, and contracts, and clients pay you directly through your own gateway. To be clear: Wave's core is free, so this isn't about being cheaper. It's about what each tool is for.
At a glance
What it's for
Client portal
Contracts + e-sign
| Delivvo | Wave | |
|---|---|---|
| What it's for | Client portal: delivery, approvals, contracts, payments | Free invoicing + accounting |
| Client portal | Yes, branded per client | No (single invoice pay link) |
| Contracts + e-sign | Yes | No |
| Who holds the money | You, paid directly through your own gateway | Wave (funds flow through Wave Payments, which can hold them) |
| Price | $15/mo flat | Free core; Pro $19/mo |
| Best for | Delivering client work and getting paid | Free books and simple invoices (US/Canada) |
Wave pricing and fees as of 2026. Check Wave's site for the latest.
Wave's core invoicing and accounting are genuinely free, and it has payroll in the US and Canada. If all you need is free books and simple invoices, Wave is the cheaper, more complete choice on that front. Delivvo isn't an accounting tool.
Yes, if you've outgrown Wave's single invoice link and want a real client portal with deliverables, approvals, and contracts. They're different tools: Wave is free books, Delivvo is client delivery.
No, and we won't pretend otherwise. Wave's core invoicing and accounting are free. Delivvo is $15/mo because it's a full client portal with contracts, approvals, and large-file delivery that Wave doesn't offer.
Not really. Wave emails a single invoice with a pay button. There's no persistent branded portal, no deliverables, no approvals, and no contracts. That's the gap Delivvo fills.
No. Wave Payments routes funds through Wave and can hold them. With Delivvo, clients pay you directly through your own gateway, so your money is never in our hands.
If you only need free invoicing and accounting (and payroll in the US or Canada), Wave covers that for $0. Delivvo isn't an accounting or payroll tool.